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Choosing a Mooresville NC Real Estate Agent with this ‘Must Have’ Quality

 

There is one overriding quality you must demand when you hire the Mooresville NC Real Estate agent who will be your partner and representative. It’s a quality you and you alone are qualified to judge. And it should be the final determinant—the last factor you consider before you make your final agent choice.

Now it’s true that in many instances, this quality isn’t even one you have to think about. That’s true when you have previously worked with a Mooresville NC agent who did what she or he had promised. When you’ve bought a home or sold one, been helped through successful negotiations, dealt with the unexpected snags with a minimum of disruption—and finally wrapped up the closing paperwork on schedule—you probably need search no further. It couldn’t be easier: pick up the phone, and voila! Your agent is on the job!

But if you’re new to the area; or previously had only a so-so experience with a local agent; or if your Mooresville NC Real Estate agent is no longer available for some other reason, Job One before any selling or buying begins in earnest is the only part of the process that you will have to undertake completely on your own: identifying the agent who will serve you best.

When you choose a lawyer or accountant to represent you, a number of factors come into play that aren’t involved in choosing a real estate agent. With other professionals, their fee structures can be crucial. Although hiring the best lawyer in town can be out of reach for strictly financial reasons, that’s not true in real estate. If you’re buying, your agent’s fee come out of the seller’s proceeds—in other words, all town real estate agents, from best to worst, cost you nothing! If you’re selling, most agents work on substantially similar percentages. Another factor that plays a greater role in choosing candidates in other professions is convenience—where their offices are located. With real estate, everyone who actively works in the Mooresville NC area will make your location (or the addresses of your prospective next home) the focus of activity. The agent’s own location isn’t a determining factor.

So what is that final determinant? After you have interviewed the agents who seem initially qualified—what should be the decisive factor?

It’s trust.

In the momentous enterprise that lays before you, the overriding factor has to be the degree of trust you feel in the individual who will be your teammate. It’s why you are the only one qualified to make the choice.

The process of buying or selling a home involves laying out your highest hopes and deepest reservations about home ownership—and trusting that between the two of you, the best opportunities will be uncovered, the best bargains struck, and all will be protected by properly executed documentation. Trust is the feeling you have for how the two of you interact—how the chemistry is there or is not. It’s how comfortable you feel when you are communicating, because you should trust your agent’s insight into your needs and goals, so that you can depend on the guidance he or she provides.

I hope when your next real estate venture is close at hand, you’ll make me one of your interviews. And if we’ve worked together before—welcome back! 

For more information visit: http://annstilesrealestate.com

Become a fan at: http://www.facebook.com/AnnStilesRealEstate

Follow us on Twitter: https://twitter.com/AnnStiles

About Ann:

Ann Stiles is a real estate broker for Wilkinson ERA Real Estate. She began by selling homes in New York and has over 29 years of experience in real estate. After relocating with her family to North Carolina in 2008 she continued her passion for real estate. She currently resides in the Trump National Golf Club community in Mooresville, NC with her husband and five children.

Town warns of water-testing scam - Mooresville Tribune: Local News

Town warns of water-testing scam - Mooresville Tribune: Local News



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Homes for Sale in Mooresville NC

Mooresville NC Reverse Mortgage Candidates Cautioned to Seek Advice

Whenever the words “reverse mortgage” are uttered, any TV viewer immediately makes the connection with one of several celebrity spokesmen who blanket the airwaves with commercials touting the concept. If you listen carefully, those reverse mortgage ads do actually describe the product with legal accuracy. If you have the standard degree of sales resistence most of us have developed after years of exposure to Madison Avenue pitches, you probably guess that instead of relying solely upon the celebrity spokesman’s trustworthiness, you’d better investigate further before running out and applying. Most people do.

So it was surprising when the government’s Consumer Financial Protection Bureau found it necessary to issue a special advisory on the subject. Potential Mooresville NC reverse mortgage applicants—that is, MooresvilleNC homeowners who meet the minimum age requirement of 62 ½—were warned “not to be deceived” by the “late night TV ads that seem too good to be true.” Without quibbling with the CFPB about when those commercials appear (you can see them almost any time after about 3 p.m.), it is easy to see how they might create broadly mistaken impressions on at least two counts. And it’s too bad, because although a reverse mortgage can be a useful instrument, it really can have nightmarish consequences for someone who doesn’t fully understand the concept and its ramifications.

The warnings were the result of the consumer watchdog organization’s focus group study that showed many viewers coming away with misimpressions following screenings of the ads. Many did not understand that a reverse mortgage is a loan. Others got the impression that a reverse mortgage is a government benefit—and worse, some thought it guaranteed that consumers could stay in their homes for the rest of their lives.

The fact is, these loans are simply a specialized way seniors can tap into their home’s equity: the value that has built up over the years. It’s true that they are designed so that the homeowners do not have to repay the loan until he or she passes away, sells or moves out—but it’s no guarantee that other factors (like taxes, homeowner’s insurance, and maintenance expenses) might not still cause a default should the borrower run out of money.

There are other fine print details that are not mentioned in most of the ads…and they’re every bit as important as the terms of any loan. Among those that are barely touched upon are the fact that there are costs and interest provisions attached to reverse mortgages—and the CFPB finds them to be relatively expensive.

Most Mooresville NC homeowners are probably skeptical enough of any “too good to be true” pitch to automatically take a harder look—especially when it involves their Mooresville NC home’s equity. If you have questions about financial matters having to do with that equity, your best bet is to discuss the details with a trusted financial advisor or a federally-approved housing counselor. And for any other questions about Mooresville NC Real Estate, you needn’t hesitate to give me a call!

For more information visit: http://annstilesrealestate.com

Become a fan at: http://www.facebook.com/AnnStilesRealEstate

Follow us on Twitter: https://twitter.com/AnnStiles

About Ann:

Ann Stiles is a real estate broker for Wilkinson ERA Real Estate. She began by selling homes in New York and has over 29 years of experience in real estate. After relocating with her family to North Carolina in 2008 she continued her passion for real estate. She currently resides in the Trump National Golf Club community in Mooresville, NC with her husband and five children.

Mooresville NC Readers Benefit from Real Estate Information Best-Sellers  

When it comes to understanding the factors that come into play when buying or selling a home or any practical real estate information at all—Mooresville NC high school (or even college) graduates are on their own. If any real estate information has even been touched upon, it will have been in the most cursory manner: at best, one line item in a Home Economics budgeting discussion.

That’s one reason why everyone from first time MooresvilleNC homebuyers to itinerant real estate investors can benefit from the best of today’s how-to real estate books. Here are some of the popular oldies—as well as some valuable newcomers:

100 Questions Every First Time Home Buyer Should Ask is Ilyce Glink’s compilation of insights from top brokers across the country. Town first time buyers aren’t the only readers who will find this general reference valuable—Mooresville NC home sellers who want insight into the concerns of potential buyers will find it a useful resource. The “100 Questions” don’t address every local real estate information topic; but on the whole, this book is concise and informative.

Solid, practical information for homeowners readying their property for the local market can be found in Rhoney and Richard’s Smart Essentials for Selling Your Home. In the same way that 100 Questions book is also useful to sellers, this one would make excellent reading for prospective home buyers who recognize the importance of understanding sellers’ priorities. Smart Essentials is mercifully short: just 92 pages!

For more seasoned readers who might be considering an MooresvilleNC Real Estate residential investment, the bookshelves have plenty to offer:  

The second edition of Gallinelli’s What Every Real Estate Investor Needs to Know about Cashflow has been around for a while, but comes highly recommended for its textbook-level explanation of how economists digest real estate information for investment purposes. The formulas are all there, as well as examples that demonstrate how to apply them. Reading it won’t encourage prudent Mooresville NC non-CPAs to do their own business tax returns—but will acquaint them with valuable foreknowledge on how their tax advisor approaches maximizing their refund. Its description of four different ways to make money from real estate can be eye-opening.

J. Scotts’ The Book on Flipping Houses (how to buy, rehab, and resell residential properties) is a roadmap from start to finish on how to go about a lucrative house flip. There are many books on the subject, but this one is the leader of the pack. First published in paperback in 2013, it’s been a real estate information best seller ever since. Part of its wide appeal is the author’s (he’s a veteran flipper) candid step-by-step descriptions of how he executes his own projects. The author’s other book (with co-author Brandon Turner) is:

The Book on Estimating Rehabs. This is a book local real estate information-seekers should find well worth its hefty paperback price tag ($22.49 on Amazon). It details a variety of different approaches to projecting a rehab budget, including a breakdown of the 25 components that need evaluating.

Books can provide invaluable background information for real estate newcomers and veterans alike. Another essential is the assistance of a knowledgeable agent: good reason to give me a call!

  For more information visit: http://www.annstilesrealestate.com

Become a fan at: http://www.facebook.com/AnnStilesRealEstate

About Ann:

Ann Stiles is a real estate broker for Wilkinson ERA Real Estate. She began by selling homes in New York and has over 29 years of experience in real estate. After relocating with her family to North Carolina in 2008 she continued her passion for real estate. She currently resides in the Trump National Golf Club community in Mooresville, NC with her husband and five children.  

Knowledge is Power when it comes to Selling Your Mooresville NC Home  

When you read up on the dos and don’ts for selling your home, there is one piece of advice that’s universal when it comes to negotiating a successful deal: don’t let emotions get in the way. It does seem peculiar that something that is so obvious about any negotiation would have to be stated at all—much less repeated so often. You have to conclude that it happens a lot.

It does, and there are deep-seated reasons. Although selling your Mooresville NC home is primarily a business venture, it’s one with some of the emotional overtones usually associated with creative endeavors. When an artist or sculptor, jewelry designer or photographer—any creative professional—decides to offer works for sale to the public, it’s nearly impossible for him or her to remain completely objective about how it is received. Or to avoid forming feelings about those who accept or reject the creation.

Selling your Mooresville NC home only seems to be all business. True, it’s a single-transaction enterprise. It begins with preparing the property, and concludes with negotiating to close the deal. Every step of the process may seem to be all business. But in reality, it’s almost unavoidable for emotional cross currents to seep in from the very first step.

Consider preparing the property. If there were such a thing as a perfect home, this would be a cut-and-dried affair: all it would involve would be to eliminate every flaw. But since perfection exists only in some alternate universe, deciding which of a home’s features need to be enhanced, replaced, or done away with altogether involves making subjective judgments. Some of these can require paying significant amounts of money; others, significant amounts of elbow grease.

When the work is done and the results are first put on display, it’s like Opening Night. It is only human to feel personally connected with how prospective buyers react. Not only is the ‘product’ that’s being evaluated one that reflects your tastes and efforts—it’s also where you live! Your home, for goodness’ sake! It deserves to be appreciated at the very least…

Especially when it comes to the negotiations phase of selling your Mooresville NC home, this is one business venture wherein it’s nearly impossible to avoid the personal element. Acknowledging it is simple. And knowledge is power—if you expect that you might experience an emotional reaction at some point, you’ll recognize it for what it is. If it’s an overreaction, you will be much more likely to be able to simply take a deep breath, put it into perspective—and come up with an appropriate response.

 “A lot of times buyers and sellers will argue tooth and nail over things that aren’t really that important,” New York City closing attorney Sandor Krauss blogged recently; “and sometimes it blows deals.”

One of the great advantages to having a local agent by your side when selling your MooresvilleNC home is to have an experienced intermediary working on your behalf. It can put you at a great advantage when negotiating with buyers—and their emotions! If you will be selling your home in Mooresville NC this winter or fall, I hope you’ll give me a call!

For more information visit: http://astiles.wilkinsonandassociates.com/

Become a fan at: http://www.facebook.com/AnnStilesRealEstate

About Ann:

Ann Stiles is a real estate broker for Wilkinson ERA Real Estate. She began by selling homes in New York and has over 29 years of experience in real estate. After relocating with her family to North Carolina in 2008 she continued her passion for real estate. She currently resides in the Trump National Golf Club community in Mooresville, NC with her husband and five children.